Other Important Disclosures
Caliber Home Loans, Inc. is an Equal Housing Lender.
You may access our Privacy Policy at the following link: www.CaliberHomeLoans.com/privacy-policy
By refinancing an existing loan, the consumer's total finance charges may be higher over the life of the loan.
Pursuant to the requirements of the Texas Finance Code and Title 7, Chapter 81.200(c) of the Texas Administrative Code, you are hereby notified of the following:
Texas Mortgage Banker Disclosure
Mortgage Banker: Caliber Home Loans, Inc
NMLS ID: 15622
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1- 877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at www.sml.texas.gov.
The following states require disclosure of the information below. If a state is not listed, it doesn’t require a specific disclosure.
| State |
Disclosure |
| Alaska |
Mortgage Lender License No. AK 15622 |
| Arizona |
Arizona Mortgage Banker License No. 0923637 |
| California |
Licensed by The Department of Business Oversight under the California Residential Mortgage Lending Act and Finance Lenders Law |
| Colorado |
Mortgage Company Registration Regulated by the Division of Real Estate |
| Delaware |
Licensed by the Delaware State Bank Commissioner, License 5202 expires 12/31 |
| Georgia |
Residential Mortgage Lender Licensee No. 7330 |
| Illinois |
Illinois Residential Mortgage Licensee No. MB.0004043, by the Division of Banking 320 West Washington St., Springfield, IL 62786, (888) 473-4858 |
| Kansas |
Licensed Mortgage Company, License Number SL.0000796 |
| Massachusetts |
MA Mortgage Broker and Lender License # MC15622 |
| Minnesota |
MN-MO-40149066, This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4) |
| Mississippi |
Licensed by the Mississippi Department of Banking and Consumer Finance |
| Montana |
Lender License No. 15622 |
| New Hampshire |
Licensed by the New Hampshire Banking Department |
| Nevada |
3753 Howard Hughes Parkway, Sute 257, Las Vegas, NV 89169, (702) 784-5975 |
| New Jersey |
Licensed by the N.J. Department of Banking and Insurance, Licensed Mortgage Banker |
| New York |
Licensed Mortgage Banker- NYS Department of Financial Services |
| Ohio |
MBMB.850184.000 |
| Oregon |
Mortgage Lender License ML-324 |
| Rhode Island |
Licensed Lender |
| Virginia |
NMLS ID #15622 (www.nmlsconsumeraccess.org) |
| Washington |
Consumer Loan Company License No. CL-15622 |
| Other Approvals |
Veteran's Affairs
Title I HUD - FHA Certification
Title II HUD - FHA Certification
Ginnie Mae
Fannie Mae
Freddie Mac
United States Department of Agriculture |