I am so glad you are including me on your exciting home purchasing or refinancing journey. Please contact me to find out how I can help you with your mortgage needs.
To complete the approval process of your loan, additional information may be needed. You can send them online with a click of a button.
Two simplified loan documents make it easier for borrowers to review the costs and terms of their proposed home financing.
Want to know how much you can afford? Use our calculator to determine what you or your family can afford each month.
Hello, my name is Leena Kirschman, and as a licensed Loan Consultant in Washington and Arizona, I am very proud to represent Caliber Home Loans providing the best customer experience possible. I welcome the opportunity to guide you through the loan process and select the loan program that best suits your needs.
If you are looking into buying a home or refinancing an existing residence, I am more than happy to help. I have lived in the Bellingham area for 28 years, and I am also active in various affiliations: Bellingham/Whatcom County Chamber of Commerce & Industry and Bellingham Boys & Girls Club.
I have been in the mortgage business for over 27 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing. Thanks very much for visiting my web site, and I hope we can talk soon.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.