Benjamin Smith

As your local Caliber Home Loans representative, I'm dedicated to providing superior service and personal expert guidance throughout the home financing process.

Benjamin Smith

Loan Consultant
NMLS#: 372396
  • VA Lending
638 Independence Pkwy., Suite 220
Chesapeake, VA 23320

About Me

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Experience a new way to manage your home loan - from the palm of your hand! Check on the status of your mortgage application, make a mortgage payment, and more.

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You may be asked to submit additional documents during processing of your loan application. But it doesn't have to be a hassle - you can upload them now on our website.

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Estimate Your Monthly Payment

Want to know how much home you can afford? Use our monthly payment calculator to see homebuying expenses for several loan options.

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Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.

About Benjamin Smith

After our first conversation, you’ll be thinking that we’ve known each other for a lot longer than just a few minutes. This is because I’ve built a fulfilling sales career during the past 15 years by concentrating on how I communicate with new borrowers. You’ll feel comfortable and secure in the knowledge that one of life’s biggest financial transactions is in the hands of a professional who’s focused on customer experience.

I was raised by a custom home builder, so I grew up witnessing many of the unique challenges that new construction presents. After a military career in the United States Air Force, serving as an F-15 Weapons Specialist, I began my sales career in automotive before moving to loan originations in 2003. Today, I’m at Caliber as I specifically sought out a growing national lender that focused on closing home purchases on time with the latest technology. Here, I’m able to offer you a wider array of home loan and refinancing options than many big banks and credit unions.

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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Please consult your loan consultant for an official estimate.

Contact Benjamin Smith

NMLS#: 372396
Mobile: 757.535.5773
E-fax: 844.496.9407
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