Toi Parnell

As your local Caliber Home Loans representative, I'm dedicated to providing superior service and personal expert guidance throughout the home financing process.
TParnell

Toi Parnell

Loan Consultant
NMLS#: 645856
  • VA Lending
23603 W. Fernhurst Drive Unit 2203
Katy, TX 77494

About Me

Phone Icon

Caliber Home Loans App

Experience a new way to manage your home loan - from the palm of your hand! Check on the status of your mortgage application, make a mortgage payment, and more.

Download the Caliber Mobile App
Form Icon

Upload Documents

You may be asked to submit additional documents during processing of your loan application. But it doesn't have to be a hassle - you can upload them now on our website.

Upload Docs
Calculator Icon

Estimate Your Monthly Payment

Want to know how much home you can afford? Use our monthly payment calculator to see homebuying expenses for several loan options.

Go to Calculator

About Toi Parnell

Buying a home can be one of the most stressful times in a person's life. It can also be one of the most rewarding. My goal is for each customer to feel comfortable throughout the loan process. Communication is key to a streamlined process. I take the time to explain the process and keep the customer updated on what stage we are in.

I think it is very important for the borrower to have an advocate at their closing in addition to their Real Estate Agent. I make every attempt to attend all my closings.

I am not a transactional loan specialist; I am a relational loan specialist. I am interested in building a trusted and lasting relationship with my customers. I am honored to say that many of my customers have become friends.

I am an Army Veteran who takes pride in taking the utmost care of my clients. I have been in the industry for 20 years. Being born raised here in Houston I have raised my family here and have been involved in the community, school and church. I look forward to helping you achieve your dream of home ownership for the first time, or the 10th time! I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be. I know that buying or refinancing a home is the biggest financial decision of my clients' lives. That's why I make it a point of mine to consult with clients throughout the entire loan process, so you are well educated and an active participant in the transaction.

I have an extensive background in all facets of mortgage lending and assisting my clients with many different needs, whether you are a homebuyer looking to purchase a new home or a current homeowner looking to benefit from refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, Renovation and Reverse loans.

I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so that I can serve as an informed advocate for my clients. My focus is on not merely getting my clients a loan, but finding the best possible loan for them.

Mortgage Calculator

Update the information below to estimate your monthly payment

$
$
%
$
years
%
$ / year
%
$ / year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$ / year
Your Monthly Payment
/month

Your Payment

Monthly Principal & Interests :
Monthly Real Estate Taxes :
Monthly Insurance :
Monthly PMI :
Total Monthly Payments :

Additional Information

Loan To Value Ratio :
Months With PMI :
The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Please consult your loan consultant for an official estimate.

Contact Toi Parnell

NMLS#: 645856
Mobile: 832-580-9782
E-fax: 832-408-7838
Email: Toi.Parnell@caliberhomeloans.com
We saved your LC here.
Click image to view.
Name
Title
NMLS#
Address
home3 image music film file-empty file-text2 file-picture file-music file-play file-video file-zip folder-download folder-upload price-tag phone location location2 compass map map2 calendar display laptop mobile mobile2 tablet tv bubble key key2 lock unlocked pie-chart stats-dots stats-bars stats-bars2 trophy warning notification question info google-plus facebook twitter youtube vimeo linkedin2 file-pdf file-openoffice file-word file-excel libreoffice