Cheryl Owens

As your local Caliber Home Loans representative, I'm dedicated to providing superior service and personal expert guidance throughout the home financing process.
cowens

Cheryl Owens

Sr. Loan Consultant
NMLS#: 154893 , State License: GA #29726, TN #10041
1290 Premier Dr., Suite 120
Chattanooga, TN 37421

About Me

Phone Icon

Caliber Home Loans App

Experience a new way to manage your home loan - from the palm of your hand! Check on the status of your mortgage application, make a mortgage payment, and more.

Download the Caliber Mobile App
Form Icon

Upload Documents

You may be asked to submit additional documents during processing of your loan application. But it doesn't have to be a hassle - you can upload them now on our website.

Upload Docs
Calculator Icon

Estimate Your Monthly Payment

Want to know how much home you can afford? Use our monthly payment calculator to see homebuying expenses for several loan options.

Go to Calculator
Regular text and email updates throughout the contract, closed on time, and easy to get in touch with.
–Grace F.
Friendly, personable employees.
–Constance K.
Cheryl and her entire team were very informative during the entire loan process and extremely available to me and my client whenever we had questions. This was the smoothest loan process that I have experienced in a very long time.
–Angela F.
I have had good results from previous financing opportunities.
–Wayne B.
Cheryl and her entire team were very informative during the entire loan process and extremely available to me and my client whenever we had questions. This was the smoothest loan process that I have experienced in a very long time.
–Angela F.
Cheryl was great! Very responsive!
–John C.
Great people so good to me.
–Myra C.
Love working with Cheryl Owens! The transaction was very smooth and loved receiving updates via text messages and email.
–Angie P.
Cheryl was great to work with. She helped me when no one else would.
–Brian N.
Everyone at Caliber was very professional. Our closing was a breeze, everyone there is very easy to work with.
–William P.
Great Service. And Cheryl Owens. Because they are the best!
–Gary A.
Cheryl Owens and Jennifer Dooley were fabulous to work with! I couldn't have asked for better! Because they are the best!
–Mindy C.
The agent, Cheryl Owens, was fantastic to work with and would recommend her to anyone!
–Daniel P.
The process was easy and the staff was awesome.
–Eric M.
Everyone was very professional, knowledgeable, and had a positive attitude. They made a stressful situation pleasant. May God Bless you and your families!
–Sabrina A.
Great communication and worked really well with us to help us get some old credit issues corrected. Experience was excellent.
–Brent P.
Everything went smoothly, closed on time and there was great communication.
–Dottie S.
Worked a miracle for a very deserving lady.
–Diane R.
Very helpful to a client who had a lot of needs. Friendly and informative.
–Patricia B.
Everyone was very nice and very helpful with all the information I need to make my home purchase.
–Dennis C.
The ease of going through my first home purchase, and the quality of everyone I dealt with from your company.
–Charles S.
Cheryl Owens and Jennifer Toomey were awesome throughout the whole process. Cheryl was very accommodating and made the experience fun. She worked her tail off to make everything run smooth and precise. She was very professional and was able to meet our needs with time, efficiency, and production. I would highly recommend Caliber Home Loans as I have already done so. Thanks for your service and helping get my family into our new home where many more memories can be made.
–Brandon H.
This was my second time purchasing a home, My first time was a COMPLETE NIGHTMARE!..my wife and I dreaded going through the process again...Thanks to Cheryl Owens and Jennifer Dooley for making this loan quick and painless...I will definitely refer ANYONE to Caliber Home Loans.
–Vince D.
Cheryl was truly amazing. She was great at answering my questions any time I needed - day or night. Also, when my agent was unable to be at closing, I was so great full to have her there. When the closing didn't go as smoothly as planned she acted in my best interest, and kept her attitude professional. Which is more than I can say for the other person. I'm not only just likely to refer her and the company, I already have. I will be working with her for my next home. –Megan C.
 

Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.

About Cheryl Owens

At Caliber Home Loans, mortgages are our only business… and our products and services are proof of this dedication.

Our specialized approach to home financing enables us to deliver exceptional service during every stage of the process. We understand that you have unique, personal needs and expectations, so we work together to deliver exceptional service and help you close your loan to your complete satisfaction.

With a variety of home loan programs, highly competitive pricing, in-house loan processing and our unique, state-of-the-art technology, Caliber Home Loans’ staff of professionals are ready to guide you through the home financing process.

Mortgage Calculator

Update the information below to estimate your monthly payment

$
$
%
$
years
%
$ / year
%
$ / year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$ / year
Your Monthly Payment
/month

Your Payment

Monthly Principal & Interests :
Monthly Real Estate Taxes :
Monthly Insurance :
Monthly PMI :
Total Monthly Payments :

Additional Information

Loan To Value Ratio :
Months With PMI :
The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Please consult your loan consultant for an official estimate.

Contact Cheryl Owens

NMLS#: 154893
State License: GA #29726, TN #10041
Office: 423.551.6112
Mobile: 423.504.9962
E-fax: 844.706.9455
Email: cheryl.owens@caliberhomeloans.com
We saved your LC here.
Click image to view.
Name
Title
NMLS#
Address
home3 image music film file-empty file-text2 file-picture file-music file-play file-video file-zip folder-download folder-upload price-tag phone location location2 compass map map2 calendar display laptop mobile mobile2 tablet tv bubble key key2 lock unlocked pie-chart stats-dots stats-bars stats-bars2 trophy warning notification question info google-plus facebook twitter youtube vimeo linkedin2 file-pdf file-openoffice file-word file-excel libreoffice