The Hulbert Team

As your local Caliber Home Loans representatives, we are dedicated to providing superior service and personal expert guidance throughout the home financing process.
The Hulbert Team
Amy Brazil NMLS#: 1493266, Michelle Hulbert NMLS#: 184194, Ashley Palbicki NMLS#: 1240387,
6530 S. McCarran Blvd.
Reno, NV 89509

Meet The Team

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What People Are Saying

Michelle and her team guided us through every step of the process. They were smart, kind and very resourceful. I always felt that I was in good hands. And when I had questions or concerns they did a great job listening. Make a smart choice, people -- this is a big deal. Call them.
–Cameron C.
Amy Brazil and the Hulbert Team were very thorough and communicated the status of my client’s loan throughout the whole process making it an easy transaction.
–Garrett M.
This Transaction was so smooth. We were updated by The Hulbert Team throughout. We moved the closing date up twice. Docs were in early and our concurrent close was accommodated with a very early morning funding and recording.
–Christy K.
I was more than pleased with the experience I had in dealing with The Hulbert Team on my recent financing needs. They were very responsive to all my questions and requests, outlined all my options very clearly and concisely including providing me with calculations of the payments, etc. on the various options so I could make a well-informed decision, and pushed hard to secure the funding so I may close escrow in a timely manner, even though I had changed my loan program a couple of weeks before my closing date. Everyone on the team seemed to work very closely together and made the entire process very seamless. I want to particularly thank Amy Brazil for doing such an awesome job at being so attentive to my questions, and for finding a loan program that best fit my criteria. I highly recommend The Hulbert Team and will most definitely use them for any future financing needs.
–Nina H.
Michelle, Amy, and the entire team were wonderful! Explained everything to my client so she knew what was happening at all times. I would highly recommend them. Thank you Hulbert Team.
–Lisa T., Realtor
The Hulbert team did an amazing job financing our home. We had some "special" circumstances to deal with for sure. Thank you Hulbert Team!
–Joe B.
Amy Brazil and The Hulbert Team at Caliber Home Loans did an amazing job of guiding my clients through the loan process, which can seem daunting even to the most experienced home buyer. Amy handled all the details with sound advice ensuring my clients found the right loan program to fit their needs. Amy and the whole team was a pleasure to work with and my clients were thrilled with the service.
–Diane M., Realtor
I am very excited about the closing and wish to thank all of you for your diligence, professionalism and excellent customer service. Although I realize it was a team effort, I feel Ashley’s extra due diligence, coordination with the underwriters, constant communications with me and her commitment expedited my loan and closing. Without all your efforts, we would not have been able to close in such a timely manner and “on the original date.” My dream retirement home has become a reality!
–Paulette F.
Amy was an ABSOLUTE pleasure to work with. She was extremely intelligent, warm, accommodating and professional. We are first time home buyers and knew nothing about the lending process - she advised us about our options and helped us decide which was the best for us. Through her creative problem solving abilities, and expansive professional experience both as a realtor and mortgage consultant, she got us the best repayment plan. She walked us through the process, explained in detail every step and helped us understand the current market trends. As a final touch, Amy accompanied us to our signing to ensure we were comfortable and that everything went smoothly for closing. We received personal attention and care, so much so that we felt like family. We could not recommend Amy and the Hulbert Team more highly. Thank You Amy!
–Marisa & Jordan D.
The staff at Caliber Home Loans did a fabulous job with our loan and completed everything in two weeks. I’ll never use anyone else.
–Alan S.
I thought it was great that a team was working on my loan. Very smooth and organized. If I had a question about something there was always someone available to answer it, including the receptionist. I don’t think I ever had to have a call back.
–Robert B.
Very helpful team, told me exactly what I needed to know, and was great about working with me electronically.
–Russel D.
I was very happy with the entire process and have no negative comments. Very helpful and always available when I had a question. It was very painless and my loan closed on time and our closing officer was very friendly and helpful.
–Emily E.

Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.

About The Hulbert Team

Amy Brazil Bio

I began my career in the housing industry as a REALTOR® in the Reno/Sparks area. With over 20 years of experience as a top producer, I fully understand my borrowers’ home buying experiences. This background enables me to bring a valuable perspective to the table. As a Team Loan Consultant, I’m committed to hard work, integrity, and meticulous attention to detail. I bring a down-to-earth approach to the office every day, combined with a keen sense of humor and candid manner, to help connect our borrowers with the properties they’ve personally chosen and already love. From analyzing income and credit, to helping borrowers choose the right mortgage to meet their personal financial goals, to arranging an on-time closing, I work nonstop to provide borrowers with the results they deserve. I earned an Honors degree in Journalism and Advertising from the University of Nevada, Reno. After graduating, I honed my marketing skills during several years of award-winning work at one of Reno’s leading advertising agencies before moving up to the real estate and mortgage business. I love Reno and Sparks, and enjoy the perfect blend of small-town friendliness and big-city style the area offers. When I’m not assisting borrowers, I love to travel and spend time with my husband Chuck and our sons, Chase and Reese.

Michelle Hulbert Bio

Since I’ve had a fulfilling 30-year career in the mortgage industry, I have a wealth of experience to share with you. I have a passion for helping Nevada homebuyers find the ideal financing solutions. My team shares my belief that it’s a privilege to assist people with their home financing, so we all take our role in the process to heart. Whether you’re a first time buyer or expanding your investment portfolio, you can count on exceptional service from The Hulbert Team. I’m also an experienced real estate investor, and advise my investor clients in making wise decisions that will help them reap the maximum benefit from their properties. Complicated loans...bring them on! My team has closed many loans that other mortgage lenders could not, including loans for self-employed borrowers. I’m a native "small town” Nevadan and I love to spend my free time outdoors. I’m also the world’s biggest, self-proclaimed baseball fan, and I love to read and to travel. I cherish my family time with husband, Tom, our son Jack - a college student and avid photographer - and Evan, a high school student and varsity baseball player.

Ashley Palbicki Bio

In my role as Production Assistant, I assist The Hulbert Team with the technical side of the mortgage process. This includes entering application data, obtaining borrowers’ income and asset analyses and verifications, researching property details, and disclosing mortgage fees. I navigate our systems efficiently and also reach out to our borrowers to obtain any missing information required to approve their loan application. My attention to detail and strong work ethic have helped me become a valuable team member. Prior to joining Caliber Home Loans, I was a Loan Consultant with Great Basin Federal Credit Union. After this initial experience, I decided I wanted to build a lasting career in home financing with a national lender. I was born and raised in Minneapolis, Minnesota, before I relocated to Reno. I’ve been here for almost 10 years and enjoy everything the area has to offer, including having Tahoe at my doorstep. After working hours, I spend time on the hiking trails with my fiancé Joel, and winding down in Midtown.

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Contact The Hulbert Team

NMLS#: 184194
Office: 775-470-7806
Mobile: 775.742.3559
E-fax: 855.321.7576
Email: TheHulbertTeam@caliberhomeloans.com
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