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Rick Bettencourt

As your local Caliber Home Loans representative, I'm dedicated to providing superior service and personal expert guidance throughout the home financing process.

Rick Bettencourt

Branch Manager
NMLS#: 7810
  • Renovation Lending
  • VA Lending
52 Maple Street
Danvers, MA 01923

About Me

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About Rick Bettencourt

With nearly 20 years of residential mortgage experience, my dedication, passion, and work ethic have made me one of the countries top subject matter experts regarding the VA Home Loan Benefit and residential home loans. I was consistently ranked as a Top 10 mortgage originator and number 1 VA originator at my previous company, Mortgage Network. I am a Certified Veteran Loan Specialist (CVLS), Certified Residential Mortgage Specialist (CRMS) and New England's Number 1 VA Mortgage Originator. 

For the last 8 years, I have been a regular attendee at the annual Veterans Administration Home Loan Conference and was invited by the VA to be a guest panelist at the 2017 conference. From October 2018 to October 2019, I served as the National Association of Mortgage Broker's (NAMB) President. In September 2019, I was a guest speaker at the 3rd Annual Military Influencer Conference as a part of their inaugural Realty Track presentation. I am a regular visitor to Washington D.C. where I have lobbied on behalf of mortgage professionals, consumers, small businesses, and Veterans for nearly 15 years; regularly engaging with legislators and industry regulators like the Consumer Financial Protection Bureau on how to improve and protect our Veterans and Consumers.  

In 2004, I moved to Danvers, Massachusetts with my wife Jennifer and our 14-year-old daughter Kailey. My successes, achievements, and accolades would have never been attainable without the undying support and love of my wife and baby girl. When I'm not working on the betterment of the industry for Veterans and consumers, I spend my time in Maine boating and relaxing with my family. 


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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

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Contact Rick Bettencourt

NMLS#: 7810
Office: 978-979-0883
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