Todd LaPenta

As your local Caliber Home Loans representative, I'm dedicated to providing superior service and personal expert guidance throughout the home financing process.
tlapenta

Todd LaPenta

Sales Manager
NMLS#: 472119
  • Renovation Lending
  • VA Lending
1688 Meridian Ave., Suite 726
Miami Beach, FL 33139

About Me

Phone Icon

Caliber Home Loans App

Experience a new way to manage your home loan - from the palm of your hand! Check on the status of your mortgage application, make a mortgage payment, and more.

Download the Caliber Mobile App
Form Icon

Upload Documents

You may be asked to submit additional documents during processing of your loan application. But it doesn't have to be a hassle - you can upload them now on our website.

Upload Docs
Calculator Icon

Estimate Your Monthly Payment

Want to know how much home you can afford? Use our monthly payment calculator to see homebuying expenses for several loan options.

Go to Calculator
 

Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.

About Todd LaPenta

After a distinguished 25-year career at Wells Fargo, LaPenta decided to take his business to the next level when he joined Caliber Home Loans as a sales manager in February 2017. LaPenta has always focused on purchase production and his move to Caliber is a testament to the broad spectrum of his lending capabilities, which now include foreign national lending, portfolio products to assist clients with less-than perfect credit, low down payment jumbo options to $2.5 million and a vast array of other options to fit nearly every buyer’s goals for homeownership.

Since his transition to Caliber Home Loans, LaPenta has already opened up a new office in Miami Beach. The branch, which is an offshoot of the main location in Coral Gables, offers in-branch processing and closing services. Caliber offers “The Ultimate Homebuying Experience” which means reduced paperwork, turnaround times for buyers of as little as 10 days and a concierge experience. LaPenta prides himself on delivering excellent service every day.

During his off time, he is a veteran Division 1 College football official, entering his 19th season. He is also a referee in The American Athletic Conference. “I appreciate the weekly challenge preparing for each football game,” he says, not to mention “the challenge of successfully managing each game under enormous pressure.”

Mortgage Calculator

Update the information below to estimate your monthly payment

$
$
%
$
years
%
$ / year
%
$ / year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$ / year
Your Monthly Payment
/month

Your Payment

Monthly Principal & Interests :
Monthly Real Estate Taxes :
Monthly Insurance :
Monthly PMI :
Total Monthly Payments :

Additional Information

Loan To Value Ratio :
Months With PMI :
The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Please consult your loan consultant for an official estimate.

Contact Todd LaPenta

NMLS#: 472119
Mobile: 305-527-4741
E-fax: 844.568.7518
Email: todd.lapenta@caliberhomeloans.com
We saved your LC here.
Click image to view.
Name
Title
NMLS#
Address
home3 image music film file-empty file-text2 file-picture file-music file-play file-video file-zip folder-download folder-upload price-tag phone location location2 compass map map2 calendar display laptop mobile mobile2 tablet tv bubble key key2 lock unlocked pie-chart stats-dots stats-bars stats-bars2 trophy warning notification question info google-plus facebook twitter youtube vimeo linkedin2 file-pdf file-openoffice file-word file-excel libreoffice