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Hello, my name is Jay Stout and with 25 years of experience in the mortgage industry, I am committed to providing ideal financing options to homebuyers and homeowners in the Delaware area. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients.
Caliber has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Caliber offers a comprehensive list of loan programs including: FHA, VA, USDA and Conventional Financing.
I have been in the mortgage business for over 25 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination through to closing.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.