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Karen is awesome. This was a really difficult refi and she never gave up and she met each challenge was calm and very professional.
Karen was very helpful and communicated with us every step of the way. She provided options and clearly outlined the process of the refi.
Karen Mountain has been giving me help with mortgages for years. She is a true professional that takes the time to know you and your needs.
Karen was very helpful and worked hard to get our loan and she helped with insurance. She also was great at communicating with us.
Karen Mountain is awesome. Very professional and I don’t think this re fi would have been possible without her diligence. She was very attentive and sensitive to how emotional this process was for us.
Karen patiently walked me through a daunting process of applying for a reverse mortgage. She guided me through the lengthy steps involved and made herself available at all times.
I am more than very satisfied with my refi with Karen Mountain. Her expertise provided a seamless process & Karen is very professional, knowledgeable, and understands your needs--even before you do! I highly recommend Karen Mountain for any mortgage needs.
I am more than very satisfied with my refinance with Karen Mountain. Her expertise provided a seamless process & Karen is very professional, knowledgeable, and understands your needs–even before you do! I highly recommend Karen Mountain for any mortgage needs.
You were very easy to work with and you always kept us informed about what was happening. We would not Hesitate to use your services again when needed. Thank you very much Karen for all you did for us.
–Bob & Marlies G.
Karen Mountain has helped my wife and I with the purchase of a home in Windsor and the refinancing of a home in Santa Rosa. If anyone can put a good loan package together it’s Karen Mountain. She is independent and works for the client first and not the loan companies. She is a pleasure to work with and we both still enjoy her friendship. Thanks Karen!
Karen Mountain is a very approachable mortgage broker. During my meetings with Karen I am repeatedly impressed not only by how well versed she is within her profession, but how well she is able to assess and suggest avenues and options for each individual person looking for financing. My discussions with her are always enlightening, we just recently discovered some synergies between our businesses! I confidently recommend this professional’s services from first homes through second and third mortgages.
Working with Karen was a pleasure. She was there for us during each step of the process; providing guidance and explanations to help us to navigate the complicated process of getting the best loan to meet our needs and financial picture. Her follow-up has also been excellent and we continue to keep in touch with her as the industry changes.
Karen is very knowledgeable about financing and knows a variety of options to help you with qualifying, refinancing or acquiring a mortgage. She is very warm hearted and is passionate about what she does. She is in the business of helping you with your real estate needs when it comes to financing. She understands the market well and can help and advice you on what steps you need to take so you can stay in or buy a home.
Karen has been our “mortgage broker for life!” since 2001. She has helped us with our home mortgage AND our investment properties several times. She has gone the extra mile for us on many occasions. She also is a lot of fun to work with!
Karen was a great mortgage broker for our first home, going through the process with us step-by-step and providing us with all our options. She was gracious with the late night phone calls when we were getting cold feet and wanted to re-work all the numbers for various loan options. She frequently provided us more information on the home purchasing process and updates on our paperwork than our Realtor. Karen was also wonderfully helpful in making sure our signing went as smoothly as possible, by checking and double checking the paperwork from our lender. We highly recommend Karen Mountain – she provided us with consistent, clear and accurate information that helped us fully understand what we could afford and how to best go about purchasing a home, and most importantly was a caring and understanding professional we could turn to at every stage of the home buying process. We have referred her to several friends and family and plan to work with her again in the future.
–James & Karen L.
Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.
With 22 years of experience in the mortgage industry, I have the knowledge and dedication required to provide the ideal financing options to my borrowers here in Northen California.
Caliber’s competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. These include many options in our Portfolio loans.
Before I began my career in mortgage lending, I worked as a Buyer/Personal Shopper in the Fashion Industry. The experience I gained during this time has enabled me to
match my clients' needs with what the marketplace offers.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.