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Being the first time using CHL, the whole pre-approval and final loan approval process went very well, especially if you have a loan officer who was on top to guide you in every step of the way. Mark Hughes was recommended by our realtor. Our experience with Mark turned out to be the best loan officer I have the pleasure of working with. Mark was very professional at all aspect in the loan process, and I would highly recommend him to any of your customers.
They were recommended to us as the local people to do business with and every step of the way was personal and easy.
Caliber is very professional, and their communication is fantastic. I think they are the BEST!
The service that Mark Hughes provides is unparalleled to any local or out of the area lender! His ability and experience to pre-approve our clients in a short amount of time regardless of how many "moving parts" they have always amazes us. Even the occasionally difficult client Mark is able to make things happen and end up with Happy Campers all around! We strongly recommend and refer all of our clients to Mark Hughes with Caliber Home Loans.
Mark always has been a fabulous communicator and kept me in the loop of things during this entire transaction! I will continue to use him in the future!
The entire team was there when I needed answers. Minimal contact, outstanding results. Mark and Kayla are the best. Very patient.
We worked with Mark Hughes in Murphys, CA. He was knowledgeable, friendly, and efficient. I was surprised how fast and with so little hassle the loan went through. I am also including his staff along with this feedback.
Mark Hughes is very good at what he does. Very easy to work with. Quick response time and very knowledgeable. I am very satisfied with Mark Hughes and his team. I would highly recommend Caliber to anyone looking for a smooth home finance.
Have worked with Mark Hughes many times in the past. He gets the job done efficiently and without error or delay.
Testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.
With 28 years of experience in the mortgage industry, I have the knowledge and dedication required to provide the ideal financing options to my borrowers here in Calaveras County and throughout California.
Caliber’s competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable me to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Caliber is a dedicated mortgage lender, I can offer you a wider selection of loan products than many banking institutions. These include vacation and first time buyer home loans.
Before I began my career in mortgage lending, I worked as a Chief Financial Officer in the
San Francisco Bay Area. The experience I gained during this time has enabled me to
understand and anticipate the needs of home buyers.
Thank you in advance for the opportunity to assist you with one of life’s most important financial transactions.
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Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.