Find a New Location

Phana Par

As your local Caliber Home Loans representative, I'm dedicated to providing superior service and personal expert guidance throughout the home financing process.
Phana Par

Phana Par

Team Sales Manager
NMLS#: 568769
877 Anchorage Place
Chula Vista, CA 91914

About Me

Phone Icon

Caliber Home Loans App

Experience a new way to manage your home loan - from the palm of your hand! Check on the status of your mortgage application, make a mortgage payment, and more.

Download the Caliber Mobile App
Form Icon

Upload Documents

You may be asked to submit additional documents during processing of your loan application. But it doesn't have to be a hassle - you can upload them now on our website.

Upload Docs
Calculator Icon

Estimate Your Monthly Payment

Want to know how much home you can afford? Use our monthly payment calculator to see homebuying expenses for several loan options.

Go to Calculator

About Phana Par

I’ve built a successful career in the mortgage industry over the past 17 years by providing Southern California’s borrowers with clear, informed choices when it comes to their financing needs.  My team shares my mission to deliver the ideal loan program to borrowers, whether it's a Conventional, VA, FHA or USDA loan. 

I specialize in servicing members of the military and law enforcement, and in particular, Customs and Border Protection employees. First-time buyers, investors, and borrowers who prefer a low down payment also appreciate my educational approach to lending. My team and I also share our expertise with Realtors, brokers, builders, small business owners, large companies, law enforcement associations, military personnel, and many trade organizations.

We build relationships that never end at the close of escrow, as my ultimate commitment to my borrowers is to help them integrate a mortgage loan into their overall long- and short-term financial goals.

Gratitude is the single most important word describing my team, as they share my gratitude for every moment and every conversation. Each year, The Phana Par Group sponsors a variety of local charity and charitable events that give back to the community. These include a variety of Client Appreciation Events, such as the annual Easter Egg Hunt and Photos with Santa.

Mortgage Calculator

Update the information below to estimate your monthly payment

$ / year
$ / year

Private Mortgage Insurance typically costs between 0.5% to 1% of the entire loan amount over 80% LTV on an annual basis.

$ / year
Your Monthly Payment

Your Payment

Monthly Principal & Interests :
Monthly Real Estate Taxes :
Monthly Insurance :
Monthly PMI :
Total Monthly Payments :

Additional Information

Loan To Value Ratio :
Months With PMI :
The results displayed above are only estimates and cannot be used to determine actual loan cost or be used as a guarantee. Please consult your loan consultant for an official estimate.

Contact Phana Par

NMLS#: 568769
Office: 619.763.1705
Mobile: 619.947.0930
E-fax: 844.877.5075
We saved your LC here.
Click image to view.
home3 image music film file-empty file-text2 file-picture file-music file-play file-video file-zip folder-download folder-upload price-tag phone location location2 compass map map2 calendar display laptop mobile mobile2 tablet tv bubble key key2 lock unlocked pie-chart stats-dots stats-bars stats-bars2 trophy warning notification question info google-plus facebook twitter youtube vimeo linkedin2 file-pdf file-openoffice file-word file-excel libreoffice