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VA Loans – Fixed-rate and ARMs, high-balance

Our military borrowers deserve unique benefits. Our VA loans provide them.

 

VA Loans – Fixed-rate and ARMs, high-balance

VA loans are partially insured by the U.S. Department of Veterans Affairs (VA) and are a valuable benefit for military veterans and active servicemen and women. This federal insurance enables us to offer easier qualifying guidelines and low down payment options.

FEATURES AND BENEFITS

0% Down Payment

A minimum credit of 580 is required for fixed-rate financing.

Borrowers with credit scores from 580 to 619 are subject to stricter guidelines*.

Adjustable-rate mortgages (ARMs) require a minimum 620 credit score.

High-balance loan amounts equal to the statutory loan limit for the area or $1 million (whichever is less) may be available.

Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUDs).

Financing for primary residences, second homes and investment properties may be available.

* Borrowers with credit scores from 580 to 619 may only qualify for purchase transactions of one-unit single family residences. Gift funds and down payment assistance is not allowed.

 

LET US GUIDE YOU HOME

Caliber is committed to assisting more borrowers with achieving their dreams of home ownership by providing affordable, personalized lending solutions. Your local Caliber Loan Consultant can help you apply for financing and answer all of your questions about military services.

Learn more

How much can I borrow?

The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Caliber.

Go to Calculator

Fresh Start

Designed to elevate your opportunities in the housing market and get you back on your feet, the Fresh Start program boasts features such as low down payments and favorable credit score requirements. Is Fresh Start for you?

More About Fresh Start

Team Awesome Sauce and Good Gravy
Loan Consultant
NMLS#
29012 Mallard St. Dallas, TX 75093
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