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Our Leadership Team

Imagine the advantages of leadership by executives who share your experience.

Sanjiv Das

Sanjiv Das

Chief Executive Officer
Sanjiv has a successful track record of leading large, financial services organizations both within the United States and internationally. Prior to joining Caliber, he served as Executive Vice President, Global Financial Solutions at First Data Corporation, where he led the international business and played an instrumental role in taking the company public. He has also held executive management positions at several other companies, including CitiMortgage, Inc.
William Dellal

William Dellal

EVP, Capital Markets & CFO
William is responsible for secondary marketing, hedging, and other capital markets functions. He brings deep mortgage banking and financial services expertise to Caliber, most recently serving as head of Capital Markets for CitiMortgage.
Russ Smith

Russ Smith

EVP, National Production & COO
Russ is responsible for the National Production of Sales, Marketing and Production Operations in Caliber’s Retail, Wholesale, and Correspondent channels. He has over 25 years of experience in the mortgage banking industry, having served in various executive roles for many of the nation’s leading financial institutions.
Caroline Watteeuw

Caroline Watteeuw

EVP, Chief Information Officer
Caroline is responsible for leveraging technology to support Caliber’s aggressive growth plans. She brings a deep background to her position, having most recently served as the Technology Officer for a leading global Private Equity firm. Prior to that, she was Global Chief Technology Officer for PepsiCo.
Marion McDougall

Marion McDougall

EVP, Chief Loan Administration Officer
Marion is responsible for all servicing functions including: Performing Servicing, Default Servicing and Investor Reporting. She is also responsible for Operations Support and post-closing functions.
Vikram Jaipuria

Vikram Jaipuria

EVP, Strategic Development
Vikram is responsible for expanding Caliber’s delivery systems, new product offerings and other strategic initiatives. He is a senior finance executive, most recently serving as Head of CitiMortgage Holdings & International Mortgages since 2008.
Julie Richtel

Julie Richtel

EVP, Chief Risk Officer
Julie Richtel is responsible for Enterprise Risk Management. Julie has extensive experience in risk and compliance in both mortgage and consumer financial services. Prior to joining Caliber Home Loans, she was the Senior Risk Officer overseeing all consumer facing business lines, including retail banking, home lending, mortgage servicing and warehouse lending at EverBank.
Patricia Shumate

Patricia Shumate

EVP, Correspondent
Patti has over 30 years of Mortgage Banking experience with a specialty in correspondent lending. She is responsible for the management of the Correspondent channel which serves Caliber’s delegated customers.
Phil Shoemaker

Phil Shoemaker

EVP, Wholesale
Phil has over 17 years of experience in the mortgage banking industry. As one of Caliber’s founding members, he has played a key role in establishing Caliber’s origination platform as SVP of Operations, SVP of Business Strategy, and CAO.
Gregg Smallwood

Gregg Smallwood

EVP & General Counsel
Gregg Smallwood is responsible for the company’s Legal and Compliance functions. Gregg has over 20 years’ experience representing major financial services institutions in all aspects of regulatory enforcement, state and federal law compliance, corporate transactional matters and class action litigation. He received his Juris Doctorate from Seton Hall University School of Law and Bachelor of Arts from the University of Maryland.
Manoj Satnaliwala

Manoj Satnaliwala

SVP, Head of Audit
Manoj Satnaliwala is responsible for all Audit activities working directly with the Audit Committee. Prior to joining Caliber Home Loans, he led the Audit function for Radian Group Inc., the third-largest publicly traded mortgage insurer in the United States, and was a director of Internal Audit for PWC, where he managed the validation of controls for Internal Audit as part of the CCAR project for a large bank holding company.
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29012 Mallard St. Dallas, TX 75093
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